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HPSCB HOME LOAN makes your dream home come true!! | ||
| Maximum Limit | Limit Rs. 10.00 lacs per employee. | ||
| Eligibility | Employees of Government Department/Boards/ Corporations/ Statutory Bodies etc | ||
| Eligibility Criteria | 50 times of the gross monthly salary of the applicant or Rs. 10.00 lacs which ever is less ensuring 35% take home salary by the loanee after payment of installment of loan. | ||
| Margin | 25 % | ||
| Repayment Period | 15 years. | ||
| Security | House constructed/purchased shall be kept under charge of the bank along with one guarantor.One time collateral security by taking at 50% of its present value. | ||