| 1 | Maximum Limit | Rs. 3.00 lacs per borrower. | ||
| 2 | Eligibility | Students who have got admission to some professional or other courses and whose prospects of getting employment are very good. | ||
| 3 | Purposes | For pursuing higher studies by their children. | ||
| 4 | Eligibility Criteria | 50 times of the gross monthly salary of the applicant or Rs. 10.00 lacs which ever is less ensuring 35% take home salary by the loanee after payment of installment of loan. | ||
| 5 | Margin | Up to Rs. 25000………………….25% Above Rs. 25000……………….30% |
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| 6 | Repayment Period | 5 years after the borrower gets employment or one year after completion of course which ever is earlier. | ||