| 1 | Maximum Limit | Rs. 25.00 lacs. | ||
| 2 | Eligibility | Individuals/partnerships firms/associations/ companies SHG. | ||
| 3 | Purposes | Trading unit, service unit and production unit. | ||
| 4 | Eligibility Criteria | 50 times of the gross monthly salary of the applicant or Rs. 10.00 lacs which ever is less ensuring 35% take home salary by the loanee after payment of installment of loan. | ||
| 5 | Margin | 15% of the total cost. | ||
| 6 | Repayment Period | Within maximum period of seven years/including one year moratorium period. | ||
| 7 | Collateral Security | Hyp. Of assets purchased out of the loan portion One time movable/immovable collateral security with two guarantors or 1.5 times movable/immovable/ collateral security with one guarantor or Liquid collateral security equivalent to loan amount. | ||