| 1 | Maximum Limit | Equal to 4 times of money in circulation of particular group. | ||
| 2 | Eligibility | Self-Help Groups. | ||
| 3 | Purposes | Bankable trading/productive and service activities. | ||
| 4 | Eligibility Criteria | 50 times of the gross monthly salary of the applicant or Rs. 10.00 lacs which ever is less ensuring 35% take home salary by the loanee after payment of installment of loan. | ||
| 5 | Margin | 15% of the total cost. | ||
| 6 | Repayment Period | Maximum period of 6 years. | ||
| 7 | Collateral Security | Hypothecation of assets created out of Bank's loan including margin. | ||
| 8 | Margin Stipulation | As per nature of the loan. | ||