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The HPSCB Bank offers a wide range of retail loans to meet your diverse needs. Whether the need is for a new house, child's education, purchase of a new car or home appliances, our unique and need specific loans will enable you to convert your dreams to realities..
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| 1 |
Maximum Limit |
Limit Rs. 10.00 lacs per
employee. |
| 2 |
Eligibility |
Employees of Government
Department/Boards/ Corporations/ Statutory Bodies etc. |
| 3 |
Purposes |
For purchase/ construction of
house |
| 4 |
Eligibility Criteria |
50 times of the gross monthly salary of
the applicant or Rs. 10.00 lacs which ever is less
ensuring 35% take home salary by the loanee after
payment of installment of loan. |
| 5 |
Margin |
25% |
| 6 |
Repayment Period |
15 Years. |
| 7 |
Security |
House
constructed/purchased shall be kept under charge of the
bank along with one guarantor.One time collateral
security by taking at 50% of its present value. |
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Savings BankAccount is the most common type of demand deposit. The depositor can open the account, deposit and withdraw money as and when required. There is a minimum balance required to be maintained and a chequebook is given to the customer to enable withdrawals. The customers can withdraw money using the withdrawal forms prescribed by bank and available at the
branch. |
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Eligibility |
All
types of customers except firms |
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Minimum
Amount |
Rs
1000 with cheque book facility
Rs 100 without cheque book |
| Nomination
facility |
Nomination
facility is available only for the individual &
joint accounts |
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Savings BankAccount is the most common type of demand deposit. The depositor can open the account, deposit and withdraw money as and when required. There is a minimum balance required to be maintained and a chequebook is given to the customer to enable withdrawals. The customers can withdraw money using the withdrawal forms prescribed by bank and available at the
branch. |
|
|
Eligibility |
All
types of customers except firms |
|
Minimum
Amount |
Rs
1000 with cheque book facility
Rs 100 without cheque book |
| Nomination
facility |
Nomination
facility is available only for the individual &
joint accounts |
|
|
| |
| |
Savings BankAccount is the most common type of demand deposit. The depositor can open the account, deposit and withdraw money as and when required. There is a minimum balance required to be maintained and a chequebook is given to the customer to enable withdrawals. The customers can withdraw money using the withdrawal forms prescribed by bank and available at the
branch. |
|
|
Eligibility |
All
types of customers except firms |
|
Minimum
Amount |
Rs
1000 with cheque book facility
Rs 100 without cheque book |
| Nomination
facility |
Nomination
facility is available only for the individual &
joint accounts |
|
|
| |
| |
Savings BankAccount is the most common type of demand deposit. The depositor can open the account, deposit and withdraw money as and when required. There is a minimum balance required to be maintained and a chequebook is given to the customer to enable withdrawals. The customers can withdraw money using the withdrawal forms prescribed by bank and available at the
branch. |
|
|
Eligibility |
All
types of customers except firms |
|
Minimum
Amount |
Rs
1000 with cheque book facility
Rs 100 without cheque book |
| Nomination
facility |
Nomination
facility is available only for the individual &
joint accounts |
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